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Improving Rural Small Business Capital Access to Create New Jobs: By understanding how lenders and regulators approach and apply lending standards, small businesses can use this knowledge to their advantage in seeking loans. Presentations by Judith Canales, Administrator for the USDA Rural Business and Cooperative Programs, Honorable Brian Calley, Lt. Governor of the state of Michigan, Deb Markley, Managing Director of the Rural Policy Research Institute (RUPRI), Paul Brown, Vice President of the Michigan Economic Development Corporation (MEDC), and Dennis West, President of Northern Initiatives.